Disclaimer: Most if not all the companies we have listed here may offer compensation to us. That is how we keep our free service for clients. Compensation, together with hours of extensive editorial research, determines how and where companies are placed below.In 2006, former real estate dealer Trevor Gerszt founded Goldco. Gerszt's aim was to build a company that would offer clients an opportunity to grow their money in sound financial investments that will ensure them a comfortable retirement and financial success. This company,
Goldco, is now one of the most respected firmsthat specialize in providing clients who have an existing retirement savings account to roll over their investment and set up a Precious Metals IRA. They could also buy gold and silver in coins or bullion as personal investments or collection.
Goldco earned the highest rating from the Better Business Bureau, gaining an A+ grade. It also received an impressive Triple A rating courtesy of the Business Consumer Alliance. The company has also garnered high ratings from clients on a number of reviews sites such as Google and Trustpilot. These ratings, along with the high satisfaction rate that Goldco has received from clients is assurance that you will receive topnotch service from a reliable precious metals investment company.
Reasons Why You Should Trust Goldco for Your Precious Metals InvestmentThere are several reasons why you should consider investing your money in a Precious Metals IRA. If you have an existing retirement account, you could opt to roll it over to a precious metal IRA if you want. Putting all your money in the stock market is a highly risky move and it could put you at a significant disadvantage in case the stock market crashes. By holding some of your funds in gold and/or silver, you will have something to fall back on in case your stock market portfolio fails to deliver.
Taking a Closer Look at Goldco>>Goldco Is Our #1 Recommended Gold Investment Company! ïƒ Get their FREE Guide HEREIn general, gold and silver perform better than the stock market, making precious metals the best option for diversifying your portfolio. That way, you have a portion of your portfolio that you can rely on when there is a downturn in the economy.
Gold and silver are also historically valuable, meaning they will remain valuable or even increase in value over time. Precious metals are also limited in terms of supply, which means that they will remain highly valuable and sought after. Since gold and silver also have other uses, they remain in demand for jewelry, manufacturing, and technology.
Another key advantage that investing in precious metals offer is that they are easy to withdraw. In case you need cash or want to retire in style, you can readily get your money back. Precious metals are quite popular, which means you likely will not have any problems finding a buyer in case you want to sell. Had you invested in real estate or some other asset, you will find that the same is not true. You very likely will find trouble liquidating these assets immediately.
Gold and silver prices have also historically performed better than stock market rates in the last 20 years or so. You are probably wondering how this type of growth can impact your retirement.
Learning More About Gold & Silver IRAsGoldco specializes in Gold and Silver IRAs. By investing in a Precious Metals IRA, you can take advantage of tax benefits that you usually could enjoy only with traditional IRAs. These advantages include tax deferment and the RSCC (Retirement Savings Contribution's Credit) from which you may be allowed to deduct a portion of your annual IRA contributions. There are also some Gold and Silver IRAs that allow you to pass the investment to your chosen beneficiary without paying inheritance taxes.
Gold and Silver IRAs can also be held as precious metals investments instead of the stocks and bonds that are associated with traditional IRAs. As a result, you can maximize the benefits that come with portfolio diversification while enjoying the tax benefits associated with IRAs.
A Closer Look at Goldco>>Goldco Is Our #1 Recommended Gold Investment Company! ïƒ Get their FREE Guide HEREGoldco offers a
simplified and straightforward means to start investing in a Precious Metals IRA. Simply go to their website, click on the application link, then fill out the information required. Next, choose the method by which you intend to fund your new account. Once done, simply transfer funds to your account.
After the funds are received and verified, you can then choose the gold and/or silver products you want to invest in. Don't worry about this phase, though, because you will be assisted by a Goldco team member throughout the whole process. If you are confused, just ask the Goldco member assisting you. He/She will be glad to help you determine the best options for your needs, situation, and future financial goals.
A note: before making your final decisions regarding your precious metals account, determine if you want to invest exclusively in coins or in bars, or a combination of both. Precious metal bars are quite popular because they are made of solid gold or silver and are sold in different sizes. However, you might find precious metal coins to be the better option.
The value of any gold/silver bar is usually based on its weight and on the current market price of precious metals. Coins could be more valuable in that their value is often based on gold prices. If the coin is rare or in high demand, their value could easily increase.
However, there are IRS regulations in place that impose some restrictions on how gold and silver bars and coins can be used for your IRA. All precious metal products are required to have a minimum purity level. For gold, it has to be 99.5%. For silver, it has to be 99.9%. Fortunately,
Goldco still has a great selection of precious metals bars and coins for you to choose from for your Gold and Silver IRA. Here are some of what you can expect from Goldco:
>>Goldco Is Our #1 Recommended Gold Investment Company! ïƒ Get their FREE Guide HEREFor Gold Coins:American Eagle Coin
American Bald Eagle Coin
American Eagle Proof
Buffalo Coin
Australian Saltwater Crocodile Coin
Lucky Dragon Coin
Maple Leaf Coin
Royal Mint Lunar Series, Year of the Monkey 2016
Royal Mint Lunar Series, Year of the Rooster, 2017
Royal Mint Lunar Series, Year of the Dog, 2018
Royal Mint Lunar Series, Year of the Pig, 2019
Perth Mini & PAMP Suisse Bars (available in 1-oz, 5-oz, 10-oz, 100-oz, and other sizes)
For Silver Coins:American Eagle Coin
American Eagle Proof Coin
Australian Saltwater Crocodile Coin
American Bald Eagle Coin
World War I Coin
WWII Victory Coin
Lucky Dragon Coin
Maple Leaf Coin
Royal Mint Britannia Lunar Series, Year of the Ram, 2015
Royal Mint Britannia Lunar Series, Year of the Monkey, 2016
Royal Mint Britannia Lunar Series, Year of the Rooster, 2017
Royal Mint Britannia Lunar Series, Year of the Dog, 2018
Royal Mint Britannia Lunar Series, Year of the Pig, 2019
Perth Mini & PAMP Suisse Bars (available in 1-oz, 5-oz, 10-oz, 100-oz, and other sizes)
For Your IRA RolloversIf you intend to roll over your existing retirement account or IRA to a Gold and Silver IRA, Goldco can help. Not every type of account is eligible so you may need assistance to determine if you can roll over your current account or not.
To confirm your eligibility,
go to Goldco's website for information regarding the company's criteria for rolling over retirement accounts into a new Precious Metals IRA. A Goldco team member will also be available to answer your questions regarding the process of rollover or any concerns you might have.
If your account is eligible for an IRA rollover, you will be allowed to hold gold and/or silver instead of bonds or stocks in your retirement account. Your account will also have the same tax benefits that your current account has. The only difference is that you are assured of getting your portfolio diversified simply by investing in gold and silver.
After transferring funds to your Precious Metals IRA for the rollover, you will be assisted by Goldco in the selection of the perfect combination of gold and silver investment products you want for your account. The company will also help ensure that your precious metal investment is stored in a depository approved by the IRS if you so desire.
According to IRS regulations, the minimum age of the client to withdraw his/her IRA investment is 59 1/2 years old. If you want to withdraw at an earlier age, you will be required to pay a fee of 10% and income taxes on the amount of funds you want to take out.
If you are under 50 years of age, you can keep contributing to your Gold or Silver IRA annually, up to $6,000 a year and will not be charged any penalties. If you are over 50 years old, you can contribute a maximum of $7,000 annually free of penalties. Note that these figures are the maximum annual amount of contribution you can make for all your IRAs. If you have other iRA accounts, you will not be allowed to contribute $6,000 or $7,000 to each of your accounts within a year.
StorageAccording to IRS regulations, all gold and silver metals held in IRAs are required to be stored in a facility approved by the IRS. With Goldco, you are assured that all your precious metals investments will be kept in a secure, IRS-approved storage facility. The bars or coins will be shipped to the depository using secured methods, so you are assured that your investment is safe.
On the day you reach retirement age and you decide to start receiving disbursements from your funds, you will be glad to know that you will be able to. You can choose to receive the funds in cash or you could opt to have the physical bars and coins shipped to your doorstep.
Investment Options You Might Want to ConsiderIf you want to use gold or silver as a personal investment, you can do that with Goldco. The company also sells direct to clients. If you prefer, you could choose to buy gold and silver in coins and in bullion that you can have delivered to your home to store or in another secure storage facility.
If you want to learn more about gold and silver options that Goldco offers, go to the 'Contact Us' page, click on the form and complete the information required. A Goldco team member will then get in touch with you to discuss the various options in investment that you can choose from.
>>Goldco Is Our #1 Recommended Gold Investment Company! ïƒ Get their FREE Guide HEREResources for InvestorsOf course, you want to make the best investment decisions for a worry-free retirement. This is why at Goldco's website, you will find a number of resources designed to help educate and inform would-be investors. Click the 'Resources' tab that you will find on the top portion of the page and view the list of sections that you can click on to help you prepare for your retirement.
You could also view the current prices of precious metals on the website. With this online resource, you can track price trends readily, so you can decide when you can invest for the best results. Goldco's website also offers information to keep you informed about changes in your investments based on current pricing so you can compare whether or not your investment is growing.
On the website, you will also find a great list of resources from videos to eBooks, and FAQ sections to help you understand what to do to succeed as a gold and silver investor. Here are some of the eBook titles that you can download from the site:
-American IRA & 401 k Crisis
-How to Buy Gold & Silver
-Retirees' Guide to IRA and 401ks
-10 IRA and 401 k Mistakes You are Making
-10 Reasons You Should Start a Gold IRA
There are also video versions of topics you will find helpful. These products include:
-Why Buy Gold
-5 Reasons to Rollover Your IRA to Gold
-How to Open a Gold IRA
-Stock Market Crashes
-Can You Trust MegaBanks
Get Your Own GuideIf you are interested to start, send a request for the Self-Directed IRA Guide that will provide you with all the answers you need. The free guide offers information about the benefits you will enjoy when you invest in precious metals and more information about different bars and coins you can purchase for your account. The guide also features a 'Getting Started' list so you know what to do to get started and set up your new account.
Features to expect-Set up your Gold or Silver IRA
-You will have the option to diversify your portfolio with Goldco's Precious Metals IRA
-The company holds an A+ rating courtesy of the Better Business Bureau
-They also received a Triple A rating courtesy of the Business Consumer Alliance
-Gold, silver and other precious metals retain their value quite well over time and they are also easy to liquidate
-Goldco has experienced team members who are available whenever you require assistance
-The company offers a wide range of gold and silver bars and coins
-They also offer a Self-Directed IRA Guide at no cost to help you learn about precious metals investing using a Gold IRA
-You also have access to a number of resources including eBooks and videos on the company's website
Pros-Easy setup of a new Gold and/or Silver IRA account
-Easy access to a Goldco team member who will assist you if you have questions about the eligibility of an existing retirement account for rollover
-You enjoy tax benefits similar to a traditional IRA with a Gold IRA
Cons-The website does not feature the complete list of bars and coins for purchase
ConclusionIt's likely time for you to start diversifying your investment portfolio and what better way to do it than to invest in precious metals. Goldco is the best company for you to consider when your goal is to become financially successful, set up or roll over your retirement account to a Gold and Silver IRA, and retire without worries. Click on the link now and get your future secured today!
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